Bay Gardens Funeral Home & Bayview Cemetery, Crematory & Mausoleum

Description

Pre-planning your own funeral is such a sensible initiative it is little wonder more and more people of all ages are taking this step. The benefits of thinking ahead are many: alleviating your family of stress at a time of grief, it also takes care of the almost 100 items your family will need to attend to at a time when they may least able to cope. It also takes care of the financial aspects of a funeral. Because pre-planning gives you the option of paying ahead – or paying over time, it saves the family financial stress when the last thing they want to worry about is money. Another benefit of pre-planning is the ability to personalize your memorial: think of the enriched memories you leave when you take care of telling your own story – through a memorial, a celebration of life, or a simple but moving funeral ceremony accompanied by your choice of images, music or readings. Pre-Funeral Planning At a Glance: Prepaid Funeral Savings: Funeral prices double on average every ten years. When you pre-plan and/or pre-pay, you lock today’s prices in until the time of death – no matter how many years later. Prepaid Funeral Expenses Flexibility: Pre-planned and pre-paid funerals are fully transferable allowing you to plan now and change later with no penalty. For example, if you chose to move your funeral arrangements to Bay Gardens Funeral Home, it is as simple as coming in and signing a letter stating your wishes. Again, there is no penalty for doing this. Interest-free Prepaid payments: Plan your payments your way with no interest. Pre-paid funeral funds are not held by the funeral home but by a third party insurance or trust-depending on the individual. Payment plans are flexible and are based on your needs. Peace of mind: Pre-planning relieves of the burden of your family making final decisions at a time when they should be allowed to deal with their grief. In fact, the Government of Canada describes pre-arranging one’s funeral as a “high-benefit, low-risk” decision. Estate Income Tax savings: Ask a pre-planning advisor for details. Deposits are insured by the CIDC: Pre-planned and pre-paid funerals remain wholly flexible and are fully transferable to any funeral provider of your choice at any time. You don’t have to worry about the security of your investment – it’s protected.